Few organizations deliver on that promise quite like Solidarity Group Holding. Rooted in Shari’a principles and fuelled by smart, strategic growth, Solidarity has redefined what it means to offer ethical, inclusive, and forward-thinking insurance.

Faith at the Core

For Solidarity Group, Shari’a compliance isn’t an afterthought — it is the very foundation of its operations and innovation. At the Group level, a dedicated Shari’a Supervisory Board governs the ethical  integrity of all activities. This includes reviewing new products, overseeing investment decisions, and conducting regular Shari’a audits to ensure alignment across all entities.

Each subsidiary operates within the takaful structure as mandated by its respective domestic regulators, maintaining strict segregation between shareholder and participant funds. From Solidarity Bahrain to Solidarity Jordan and the Group’s latest acquisitions — Bahrain National Insurance (BNI) and Bahrain National Life (BNL) — which are in the process of being converted to the takaful model, local Shari’a reviewers are embedded within each jurisdiction, ensuring continuous compliance and guidance on the ground.

A Regional Growth Story

Solidarity Group Holding’s rise from its founding in 2003 to becoming a regional leader in Takaful-oriented financial services is a testament to bold vision and disciplined execution. Over the years, the Group has pursued a carefully planned expansion strategy marked by strategic mergers and acquisitions that have reshaped the insurance landscape in the MENA region and beyond.

Its achievements are significant: Solidarity has secured top-three market positions in Bahrain and Jordan, reflecting its operational excellence, customer focus, and deep-rooted commitment to Shari’a principles. Key acquisitions fueling this growth include:

• Al Ahlia Insurance (2016)
• Ta’zur (2022)
• Al Hilal Life & Al Hilal Takaful (2023)
• Alliance Insurance (2024)
• Bahrain National Insurance (BNI) (2025)
• Bahrain National Life (BNL) (2025)

Each step has expanded the Group’s capabilities while strengthening its promise of offering ethical, faith-based financial protection.

Principled Products with a Modern Edge

Solidarity Group’s insurance and financial offerings distinguish themselves in today’s competitive Takafulfinance sector through a blend of ethical rigor and forward-looking innovation. Each product is grounded in Shari’a compliance, ensuring that faith-based principles are not just respected but embedded into every layer of design and delivery. What further sets Solidarity apart is its strategic embrace of digital transformation—leveraging cutting-edge technologies to enhance customer engagement, streamline operations, and deliver value with speed, transparency, and purpose.

Transparency That Builds Trust, Responsibility That Builds Community

At Solidarity Group, transparency and social responsibility are more than guiding values—they are woven into daily decisions and customer interactions. The Group maintains open, clear communication with clients, particularly around product features, pricing, and compliance matters, reinforcing trust through every touchpoint. Beyond its commercial focus, Solidarity actively contributes to financial literacy and supports socio-economic development initiatives across the communities it serves. These efforts underscore its role not only as a financial provider, but as a responsible corporate citizen.

Elevating Service and Strategy

Innovation is a strategic pillar at Solidarity Group, influencing both the evolution of its product suite and the refinement of its client service model. By adopting advanced technologies—ranging from AI-powered analytics to user-friendly digital platforms—the Group ensures that customer needs are anticipated and met with precision. Recent initiatives include intuitive mobile applications and automated service tools that personalize client interactions and accelerate internal processes. These investments are designed not just for efficiency, but to deliver a more intelligent, seamless, and responsive customer experience across all markets.

Trust, Transparency, and the Business of Belief

Solidarity Group demonstrates that strong financial performance and ethical responsibility can go hand in hand. The Group’s investment strategy is carefully aligned with Shari’a principles, ensuring that shareholder returns are generated through halal avenues without compromising its foundational values. This disciplined approach is supported by a culture of transparency, where financial performance is communicated clearly and consistently—reinforcing trust while safeguarding the Group’s ethical identity.

Growth through Unity

Collaboration has been a key driver of Solidarity Group’s expansion across the MENA and Asia regions. By forging strategic partnerships with both local and international stakeholders, the Group has gained access to new insights, resources, and capabilities. These alliances have enabled successful mergers and acquisitions, expanded operational reach, and strengthened market adaptability. At the core of these achievements lies a deep-rooted culture of teamwork—proving that sustainable growth is a collective effort.

A Commitment to Empowerment

Solidarity Group is playing an active role in advancing financial inclusion across the communities it serves. Through the provision of accessible, Shari’a-compliant insurance solutions, the Group extends protection to underserved populations who might otherwise lack financial coverage. Educational outreach programs further enhance this mission, equipping individuals with the knowledge needed to make informed, ethical financial decisions. In doing so, Solidarity not only promotes awareness of Takafulinsurance but also contributes meaningfully to local economic empowerment and development.

Educating New Markets on Takaful

Introducing Takafulinsurance products in markets with limited familiarity with Takaful presents a unique set of challenges. Solidarity Group addresses these hurdles through carefully designed awareness campaigns and proactive community outreach efforts. By demystifying the principles and benefits of Takaful, the Group fosters trust and understanding, laying a strong foundation for the acceptance and growth of Shari’a-compliant insurance solutions in emerging markets. These efforts are instrumental in expanding the reach of ethical financial protection across diverse regions.

Leading the Right Way, the Solidarity Way

Solidarity Group places a strong emphasis on leadership development to ensure that its mission and values are upheld amid a rapidly evolving financial landscape. The organization fosters a culture of empowerment, supported by structured mentorship programs and cross-functional training initiatives. These programs not only cultivate technical and strategic skills but also reinforce the Group’s commitment to ethical leadership, innovation, and accountability—ensuring a resilient pipeline of future-ready leaders who are deeply aligned with Solidarity’s vision.

Charting a Digital Decade for Ethical Finance

Looking ahead to the next decade, Solidarity Group aims to position itself as a digital frontrunner within the Takafulfinance industry. The Group’s strategic roadmap includes leveraging advanced technologies to elevate the customer experience, streamline internal operations, and broaden its suite of Shari’a-compliant offerings. While the digital transformation of the financial sector presents numerous opportunities, Solidarity remains committed to ensuring that every innovation aligns with its ethical foundation—serving not only markets, but also communities and principles.

Cultivating Values-Driven Finance Professionals

For young professionals seeking a future in Takafulfinance and insurance, Solidarity Group advocates for a blend of technical competence and values-driven ambition. Success in this space requires a strong grounding in both conventional and Takaful financial systems, paired with a curiosity for innovation and a commitment to integrity. The Group encourages aspiring talent to pursue mentorship, embrace change, and remain open to lifelong learning. In fast-moving, purpose-led organizations like Solidarity, those who combine knowledge with a clear ethical compass are poised to make the greatest impact.